Commercial Lending Programs

States:

Arizona, California, Nevada, Hawaii, Illinois, Oregon, Washington, Colorado, Idaho, Montana, Utah, Miami.

Conventional Loans:

Construction – Acquisition – Refinance 

  • LTV/LTC: Up to 70%
  • Minimum DSCR: 1.10:1
  • Term: Up to 25 year, fixed and variable
  • Bank Par Rates available
  • Fees: 0%-2%

SBA Lending:

Construction – Acquisition – Refinance

  • 7a up to 80% – No Broker fees – $500,000.00 to $15,000,000.00
  • 504 up to 90%  
  • 20 – 25-year Amortizing
  • Fees 0% – 2%

“Temporary” SBA Guidelines for 2022

  • 7a can be refinanced with 504 
  • 504 can be refinanced with 7a
  • FDT -Fixed Rates 20 – 25 years
  • 504-SDT – Fixed Rates 20 – 25 years                                        

Real Estate Lending Solutions for Various Situations:

  • Acquisition/Purchase
  • Refinancing/Recapitalize
  • Repositioning/Renovation
  • Working Capital 
  • Construction – SBA Exit Loan at completion

Property Types:

  • Industrial
  • Retail Centers
  • Liquor Stores
  • Office – Dental – Doctor – Law Offices
  • Hospitality/Hotels
  • Warehouse
  • Multifamily

Special-Use Property Types:

  • Self-Storage
  • Gas Stations
  • Auto Repair/Auto Body
  • Medical
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